David Greene from Greene and Phillips Law Firm stopped by Studio10 to talk about what to do if you are contacted by the other driver's insurance company after an auto accident. Below is a list of some of the questions and answers that were discussed on Studio10.
After an auto accident if you are contacted by the other driver's insurance what does that mean?
9 times out of 10 that means the other driver's insurance company knows you have a case against them, and they are trying to do whatever they can to keep your claim against them as low as possible. If the accident wasn't your fault, they will be in a mad rush to reach you before you get a lawyer because it will save their company a large amount of money.
What is the insurance adjustor trying to accomplish by contacting you?
He will ask you if it's ok to make a recorded statement about what happened. Unfortunately he may use leading questions that as you answer with the best intentions undermine and cause problems with your case.
What if you've been in an accident and the insurance company offers you a quick settlement?
100% of the time your case is worth more than what they are offering you.
When should you talk to an insurance adjustor?
You should first consulting with a lawyer to see if you have a case before talking to any insurance adjustor. Insurance companies are out to make a profit. The only way they make money is to pay out as little as they can on claims. They will often deny your claim, delay it, or defend themselves against the claim.
If an adjustor Calls you what should you do?
You politely tell them that you are represented by an attorney and that they will be in touch with them.
If someone has questions about what to do after an accident they can contact Greene & Phillips.
Greene & Phillips
50 North Florida Street
Mobile, AL 36607
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