Planning for big-ticket purchases can save big bucks

If you have a big-ticket purchase pending, the experts at the financial website NerdWallet said there are a few things you can do to make it more affordable.

First, shop the biggest sale weekends of the year:

• Memorial Day, July Fourth and Labor Day Weekend are the best times for deals on appliances, furniture, and mattresses.
• Televisions typically see their lowest prices in late January and early February.

Use tools to track prices:

• Amazon Assistant lets you know if Amazon offers a lower price when you’re shopping elsewhere.
• Honey browser extension pulls coupons from across the web.
• Coupon Cabin alerts you to cash back.

Know when your state has a sales tax holiday:

• Tax free categories and length of sales vary so check your state government’s website for details

Slowly build up an emergency fund:

• Helps with an unexpected purchase of an expensive item.
• To start, try to put aside $25 a paycheck.

NerdWallet also has a guide for the best sales items by month.

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