Greene & Phillips: Summer Travel

MOBILE, Ala. (WALA) - Summer means family vacations, beach trips, and long drives across state lines. But if you’re involved in an accident while traveling, many people aren’t sure what happens next. Joining us today is David Greene from Greene & Phillips Injury Lawyers to discuss what drivers should know before hitting the road.

If an Alabama driver is involved in an accident in another state, does that make the claim more complicated?

It certainly can. Different states have different laws regarding insurance, liability, and deadlines for bringing claims. That’s why it’s important to understand your rights as soon as possible after an accident.

Before people even leave town, is there anything they should do to prepare?

One of the smartest things you can do is review your insurance coverage. Most people don’t look at their policy until after an accident happens. Understanding your uninsured motorist coverage, liability limits, and other protections before you travel can save a lot of headaches later.

Should people handle the scene any differently if they’re away from home?

Not really. Make sure everyone is safe, call law enforcement, seek medical treatment if needed, exchange information, and document the scene with photographs if you’re able. Those same steps are important no matter where the accident happens.

What about insurance coverage? Does it still apply when you’re out of state?

In most situations, yes. Your insurance policy generally follows you across state lines. However, the laws governing how a claim is handled may be very different depending on where the accident occurred.

Do you find that people are surprised by how different those laws can be?

Very surprised. Something that’s handled one way in Alabama may be handled very differently just across the state line. That’s one reason it’s helpful to get guidance early if you’re involved in an accident while traveling.

Can someone still hire an attorney back home?

Often, yes. An experienced law firm can help determine which laws apply, gather records, and coordinate with other attorneys or experts when necessary. The important thing is not waiting too long to get answers.

If someone calls Greene & Phillips after a vacation accident, where do you start?

The first thing we do is listen. Every accident is different. We gather the facts, explain the process, and help people understand what steps need to happen next. We want our clients to feel supported, especially when they’re already dealing with the stress of an accident away from home.

What’s the biggest takeaway for travelers this summer?

Hopefully you’ll never need this information, but if you’re involved in an accident while traveling, document everything, get medical care if needed, and don’t assume the rules are the same everywhere. Getting good advice early can make a big difference.

If someone has questions after an out-of-state accident, how can they contact Greene & Phillips?

You can stop by our office at 51 North Florida Street anytime, no appointment needed. You can also call or text us at 251-300-2000, or visit GreenePhillips.com