The holidays are over and the reality of your spending is setting in. According to Adobe Analytics, Americans spent a record-breaking $204.5 billion shopping online during the holidays, with more than half paid with credit cards. Navigator Credit Union has some ways you can tackle your holiday debt.
Stacey Watson, senior vice president of Life Events Planning at Fidelity Investments discusses the findings of this year’s study including which financial resolutions made the top of the list for 2023.
The new year is the perfect time to reevaluate financial goals and set new resolutions. Many goals—whether it’s buying a home, financing a new car, or opening a new credit card—require access to credit, so it’s helpful to know the basics about FICO® Scores - used by 90% of top U.S. lenders. Scores are dynamic and can change with credit behavior, so the score consumers have today may not be their score tomorrow.
Business partners Ken and Christopher have nearly forty years combined tax preparation and accounting experience. They’ve been friends since 2011, and finally in 2018 decided to join together and open Azalea City Tax & Accounting with a focus on providing better service at a better price.
After a year filled with high inflation, interest rate hikes and volatility on Wall Street, many are hoping to get their finances back on track in 2023. Over 60% of Americans hope to save more money this year, but sticking to financial resolutions is easier said than done.
Businesses that operate in the “physical economy” – like trucking and logistics, delivery, food and beverage, oil and gas, etc. – have always run-on thin margins. But with the rise of inflation and global supply chain issues, these businesses have seen their bottom line shrink even more.
Business partners Ken and Christopher have nearly forty years combined tax preparation and accounting experience. They’ve been friends since 2011, and finally in 2018 decided to join together and open Azalea City Tax & Accounting with a focus on providing better service at a better price.
For most of us, the holidays are full of giving, getting and goodwill. But some bad actors use the holidays to take advantage of people’s generous spirits. Navigator Credit Union breaks down five holiday scams to watch out for.
The holiday shopping season is always stressful–and expensive. Add in sky-high inflation and market uncertainty, and this year is shaping up to be especially challenging for Americans. According to Credit Karma, 39% of consumers report they’re unable to afford gifts and another 69% say they plan on taking on debt to finance their holiday shopping. Holiday debt can have long-term consequences leading many to start the new year on the wrong financial footing.
Business partners Ken and Christopher have nearly forty years combined tax preparation and accounting experience. They’ve been friends since 2011, and finally in 2018 decided to join together and open Azalea City Tax & Accounting with a focus on providing better service at a better price.
The holiday season is a wonderful time of year, with gifts, good food, family and friends, but it’s also a prime time for hackers, scammers and online thieves. While Americans are online looking for the best gifts and deals, criminals will be looking to take advantage. Navigator Credit Union has some ways you can keep your information safe before and after you check out.
As holiday season approaches, new research has revealed that nearly two-thirds (64%) of US shoppers would consider using store financing or payment plans to pay for gifts in the holiday season as economic pressures continue to affect people across America and the world. The study - from Oracle Retail - found that of those who said finance plans were an option, 21% said they had never used one before.
It’s that time of year when pumpkins are picked, leaves begin to fall and Halloween begins to creep up on us!And according to a recent survey conducted by TopCashback.com (TopCashback), the USA’s most generous cash back site, 71 percent of Americans plan to celebrate the spooky holiday this year.
Medicare’s open enrollment period happens every year from October 15 through December 7. This is the time for Medicare enrollees to review their current coverage and the costs for next year and decide if they want to make changes. So naturally, most Medicare enrollees are going to want to look at their options and shop for the best deal for them. This also provides opportunities for scammers, however.
It may seem early to prepare for the holidays. However, many Americans are getting a head start on holiday shopping while facing higher prices for groceries and other necessities. Navigator Credit Union has some ways you can make this upcoming season merry without putting a squeeze on your wallet.
Scammers pay close attention to news headlines and frequently leap into action quickly to try to capitalize off those headlines. The recent announcement from the White House about a new program to forgive some student loan debt brought scammers out – quite literally within hours.
Americans are piling up debt as they deal with a higher cost of living. The New York Federal Reserve says US households added $100 billion in credit card debt alone over the past year.
The Studio 10 crew gets to try out Wendy’s new breakfast item, the Homestyle French Toast Sticks, to celebrate Wendy’s new franchising campaign in Alabama.
Home improvements can increase your home’s value and make your living space more comfortable for your family too. But not all projects are created equal. Navigator Credit Union has a breakdown of projects that can help you get more out of your investment when it comes time to sell.
Summer vacation is still in full swing but it’s never too early to plan for the new school year. From crayons and notebooks to clothes and computers, back-to-school shopping is one of the most expensive times of year for families. Navigator Credit Union has some ways you can save.
Medicare fraud continues to ravage the program to the tune of billions of dollars a year. This means higher costs for beneficiaries, and also the potential of having their confidential health information compromised.
Get ready for lazy days and fun getaways! Summer is here. Unfortunately, our summer spending can leave wallets empty come fall. Navigator Credit Union has some smart ways you can cool down common summer expenses.
May is national Military Appreciation Month. And AARP recently launched the AARP Veterans Fraud Center, a new online education and resource center to help protect veterans, service members and their families against fraud. These crimes that target veterans and their families at an ever-increasing rate.
The rise in home prices and mortgage rates along with the low housing supply has pushed the American dream out of reach for a growing number of people. To help you navigate home buying, Navigator Credit Union has tips to increase your buying power in today’s competitive market.
EZ insurance makes getting insurance easy. They shop over 15 different insurance companies to get you the very best prices. Family owned and operated. They insure autos, homes, RV’s, motor cycles, boats and commercial policies.
It’s Spring Break season and getting away, by yourself or with the family, does not have to cost a fortune. Navigator Credit Union has some tips and tricks to help you relax, unwind and recharge on a budget.
The car industry continues to deal with a significant shortage in key auto parts and a lack of new cars as a result of the pandemic. The lower inventory is causing a spike in the average car prices for both new and used cars. Now could be a good time to cash in on rising car values by refinancing your auto loan. Navigator Credit Union offers some things to consider when deciding if an auto loan refinance is right for you.
Romance scams have soared during the pandemic. With people spending more time alone and isolated, Americans of all ages are vulnerable to these scams through dating sites and social media. The Federal Trade Commission (FTC) received some 56,000 complaints about romance scams in 2021, more than triple the 2017 total, and reported monetary losses from such cons jumped six-fold over the same period, to $547 million.
The average person racked up more than $1,200 in holiday debt this past year. So it’s no surprise many are struggling to pay it off. At least some will still be paying off that bill by the time this year’s holiday shopping season rolls around. Navigator Credit Union wants to help individuals achieve financial success, and for a lot of people that means finding affordable ways to dig out of credit card debt.
The IRS has begun accepting tax returns for 2021. That means scammers are working hard to steal from taxpayers. We have two types of scams that we want everyone to be aware of.
Did you resolve to save money this year? If so, you’re not alone. Saving money is one of the most popular New Year’s financial resolutions. Navigator Credit Union has five things you can do to help meet your goals.
/cloudfront-us-east-1.images.arcpublishing.com/gray/X6MNZQC7XFGUBJJXIZ3553AUHE.jpg)
/cloudfront-us-east-1.images.arcpublishing.com/gray/XQWZQUKODZDJDDKB7MCTYLAHH4.jpg)
/cloudfront-us-east-1.images.arcpublishing.com/gray/DELXZI2GBVHLBCTE5WL5LYGYYQ.jpg)
/cloudfront-us-east-1.images.arcpublishing.com/gray/W7JPFEPGCVEH3MCC62ZC5DESMA.jpg)